just lil trans girl things: not having a clue what your actual speaking register is because you modulate your voice in every situation even with yourself sometimes
The best part of this is that the explanation is even sillier:
these aren’t even a “race” of khajit, they’re just regular khajit. Whether khajit end up like housecats or humans or a fucking lion is solely determined by what phase of the moons they’re born under.
So, you could be practically human, your sister could be a frickin smilodon, and your parents could just be housecats?
Wild
Hands down the best worldbuilding ever made; all other worldbuilding is cancelled forever
This is the only thing we need
Could you imagine telling your sister, who just wants you to open the tuna, neener neener neener who doesn’t have any thumbs?
Or “DAD. NEEDLE TOES, COME ON!”
You know this happens daily in so many Khajit households
oh my god i thought theyd never show this in-game
What does one even say to this
“Pspspspspspsp” generally.
imagine if laser pointers existed in elder scrolls
[Picture ID: Tweet from @itshilarybuff, October 5th “Not a drill: Joe Biden commits to eliminating student debt for those who make under $120k. Y’all Go Vote!!!” Below that is the quote tweet from NBC News showing a clip from a town hall in Florida.]
btw, his plan, as stated here, doesn’t wipe my stupid loans, those aren’t going away shy of economic miracle, and I still love this answer. He’s talking specifically about killing loans going forward for people, and to handle the loans we already have, I copied from his website below.
From joebiden.com/beyondhs/#
More than halve payments on undergraduate federal student loans
by simplifying and increasing the generosity of today’s income-based
repayment program. Under the Biden
plan, individuals making $25,000 or less per year will not owe any
payments on their undergraduate federal student loans and also won’t
accrue any interest on those loans. Everyone else will pay 5% of their
discretionary income (income minus taxes and essential spending like
housing and food) over $25,000 toward their loans. This plan will save
millions of Americans thousands of dollars a year. After 20 years, the
remainder of the loans for people who have responsibly made payments
through the program will be 100% forgiven. Individuals with new and
existing loans will all be automatically enrolled in the income-based
repayment program, with the opportunity to opt out if they wish. In
addition to relieving some of the burden of student debt, this will
enable graduates to pursue careers in public service and other fields
without high levels of compensation. Biden will also change the tax code
so that debt forgiven through the income-based repayment plan won’t be
taxed. Americans shouldn’t have to take out a loan to pay their taxes
when they finally are free from their student loans.
That is much better than what the current set up does. Minus taxes and essential spending will be a fight over what that means depending where you live, but its a really good thing.
He also wants to help with job training so we don’t all get these degrees that don’t help us get dang jobs. And he wants to go after private for-profit universities. And he wants to better fun grant programs. and, and, and.
Most important of all? This guy listens. Sure, sure, politics is gonna politic, but millennials are the largest voting block in the country now. If we raise a fuss, it actually matters. But only if we vote.
Actually, let me just show you some math. Actual total of loans doesn’t really matter above a certain point to be honest because the interest grows faster than you can pay them, so lets say you’re on that sinking ship, where the payment amount to actually pay them off would mean paying something like 2700 a month. obviously not gonna happen. So you’re on an Income Based Repayment Plan with your borrower. You can be asked to pay between 10 and 20% of your net income (depending on many factors)
Lets say you’re a single human person, working a good job, 60k a year; after tax, you have around 45k. Under Biden’s plan, they start by taking 25k of that, putting it to the side and removing it from the calculus. Then. they take an amount off for essential spending. Don’t know what that math works out to yet, so lets assume someone awful gets to decide it, and its 12.7k a year (the poverty line for a single human) Then, they only can bill you for 5% of the remainder. So.
60k - taxes = ~45k
45k - threshold = 20k
20k - essential spending = 7.3k
$7300 x 5% = $365 a year -or- $30 a month
Sure, Strife, that’s a pipe dream, you say, what happens if the ‘essential spending’ part dies in congress? Fair point, Congress is a sinkhole of evil. But lets see:
60k - taxes = ~45k
45k - threshold = 20k
20k x 5% = $1000 a year -or- $83 a month
Yeah, you say, but I’m a curmudgeon and I want to assume the worst because I hate politicians, what if they lose the threshold, and only get the 5% through and everything else stays exactly the same?
In that case, it will straight up cut everyone’s payments in half. Minimum. Whatever you’re paying now? Half that. In the case of the example above, that means
60k - taxes = ~45k
45k x 5% = $2250 a year -or- $187 a month
So this guy is out here going after free college for the younger parts of GenZ and all of our kids. AND he’s going to make the loans we have into a much more bearable burden. PLUS. If you didn’t see up there? That he’d kill the taxes paid on forgiven loans? Yeah, that’s a thing right now. If you pay for 20 years, and end with 60k in loans to be forgiven, you pay taxes on the 60k all at once. Which means you owe the government around 15k. Which. Ironically. Usually means you have to take out another loan.
And this would apply to everyone, you can opt out if you wanna clear yours sooner, but you don’t have to do the jump through hoops and beg routine like you do now.
This is a really really reallygood plan, folks, please look at something other than tumblr and fb, please look at his website, there’s some really good stuff in there. If you don’t understand, ask for clarification, bc there is so much good.
