The party had run into some bandits who wanted us to pay 10 gold to get by.
My Ranger: Why not just pay them? We have the money and we’re outnumbered.
DM: Roll initiative.
Me: *Rolls crit fail on initiative*
Me OOC: I was busy counting money to pay the toll and missed the beginning of the fight. Since I was planning to pay them in only copper pieces, it took a while.
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After the battle had finished
Me OOC: I approach one of the fallen attackers when no one is looking and whisper “Here’s the money you wanted, you prick,” and I drop my sack of 385 copper pieces on his head.