Bank fandom shut up in the notes
Hi I worked in banking for 5 years and bank-fans in the notes can shut the fuck up
You know perfectly well the whole edifice is immoral. I know that you know because *I* know. Some of you have sat where I have sat, two weeks before Christmas, trying to explain to a crying account holder that we cannot return over $300 in fees, even though the bank does not need that money
The bank didn’t have that money before
the bank didn’t have any expectation of that money, because getting it was total happenstance (with a side of intentionally arranging order-of-clearance to fuck people over as much as possible)
The money was earmarked arbitrarily and TAKEN, and if it was given back, nothing would significantly change for the bank, because giving the money back would only return the bank to the state of affairs before it earmarked and took the money
but it would change EVERYTHING for the human being currently crying their eyes out at your desk
You damned well know. Shut the fuck up.
Sometimes if you call and ask them to wipe an overdraft fee they’ll do it, if that helps anyone
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